A regulated management system for bloodstock insurance
Workflow automation and compliance for FCA-regulated brokers
Troy
Troy is a proprietary management information system developed to support FCA-regulated bloodstock insurance brokers.
Designed around risks of mortality, loss of use, veterinary fees and transit cover, it consolidates quotation, policy administration, claims handling, renewals and financial workflows within a single controlled software.
Operational context
Bloodstock insurance is operationally complex and heavily regulated. Brokers must manage multiple ownership structures, syndicates, policy variations, sanction checks, bordereaux reporting and financial reconciliation while maintaining a defensible audit trail.
Troy functions as a purpose-built management information system for bloodstock insurance brokers to replace fragmented spreadsheets and generic insurance tools.
The platform enforces compliance logic throughout the workflow, including integrated real-time sanction searches, structured activity logging and audit export functionality aligned with FCA requirements.
System architecture and workflow control
Troy provides role-based access controls to maintain accountability within brokerage teams. Bordereaux generation and submission are configurable to individual underwriter requirements.
Troy supports full lifecycle policy management across individual horses, including quotation generation, policy issuance, documentation control and staged payments. Claims handling and renewals are governed through defined processes to ensure operational accuracy.
The system manages invoicing, commission tracking, card payments and financial reconciliation, with optional integration to external accounting software.